“A bride rode in a vermilion sedan, for it was her wedding day, and this was the color of celebration in her country, while white was the color of mourning. The bride’s mother tied small silver bells to the corners of the sedan’s canopy, which tinkled cheerfully and reminded her of her daughter, whose name was Liling which means ‘beautiful tinkling of jade.’ Liling’s mother drew the sedan’s curtains closed so that no unlucky influence on the way to the groom’s village could impact the marriage.”

This is the beginning of “The Practical Bride” a Chinese fable featured in Once Upon A Claim: Fairy Tales to Protect Your Ass(ets). In the story, the bride’s sedan, carried by four porters, falls apart. The Bride fixes the problem and makes it to her wedding with no one the wiser to the issues. The Moral of the Story concerns total loss auto claims.
A total loss is when the insurance company has determined that the cost of repairing the vehicle exceeds its value, and it is more economical for them to settle for the cash value of the vehicle, rather than to repair it. Although total losses are not just for autos. It can also be for other types of property such as homes or contents.
When there is a total loss, the resolution of the claim becomes more complicated. The next steps in claims resolution require delicate and well-timed coordination in order to minimize fees for the vehicle and to maximize returns for the carrier or the owner. Failure to complete any of the steps in a timely manner can equate to headaches for the adjuster and additional costs for the vehicle owner.
Are you ready to embark on an exciting journey through the world of insurance and claims? Want to stay in the loop about the release of Once Upon A Claim: Fairy Tales to Protect Your Ass(ets)? Join me on this adventure by following me on social media at @kcmroberts on Instagram and TikTok. There, you’ll find bite-sized knowledge, engaging content, and updates on all things insurance-related.
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